/* AllFinance Blog — uses the site's design tokens (af-header) */
.afb{--ink:#0d1730;--body:#3d4d6b;--muted:#6b7a99;--blue:#1a3fa8;--blue-mid:#2451c8;--blue-lt:#3b6ef5;--pale:#eef2ff;--border:#e4e9f5;--bg:#f7f9fd;--r:12px;--rr:20px;--h:'Manrope',system-ui,sans-serif;--s:'Source Sans 3',sans-serif;
	font-family:var(--s);color:var(--body);background:#fff;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
.afb *,.afb *::before,.afb *::after{box-sizing:border-box}
.afb a{color:var(--blue);text-decoration:none}
.afb a:hover{color:var(--blue-mid)}
.afb h1,.afb h2,.afb h3,.afb h4{font-family:var(--h);color:var(--ink);letter-spacing:-.015em;line-height:1.2;margin:0}
.afb-wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.afb-wrap--narrow{max-width:820px}

/* breadcrumb + chip + meta */
.afb-bc{display:flex;flex-wrap:wrap;gap:8px;font-size:14px;color:var(--muted);margin-bottom:18px}
.afb-bc a{color:var(--muted)}.afb-bc a:hover{color:var(--blue)}
.afb-chip{display:inline-block;font-family:var(--h);font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--blue)!important;background:var(--pale);padding:6px 12px;border-radius:999px;margin-bottom:12px}
.afb-meta{display:flex;flex-wrap:wrap;gap:6px;font-size:14px;color:var(--muted)}
.afb-lead{font-size:clamp(17px,1.6vw,20px);color:var(--body);max-width:720px;margin:14px 0 0}

/* hero (listing) */
.afb-hero{background:linear-gradient(180deg,var(--bg),#fff);border-bottom:1px solid var(--border);padding:56px 0 28px}
.afb-hero h1{font-size:clamp(30px,4vw,48px);font-weight:800;max-width:860px}
.afb-search{display:flex;gap:8px;max-width:640px;margin:26px 0 22px;background:#fff;border:1px solid var(--border);border-radius:var(--r);padding:6px;box-shadow:0 6px 24px rgba(13,23,48,.06)}
.afb-search input{flex:1;min-width:0;border:0;outline:0;font:inherit;font-size:16px;padding:10px 12px;color:var(--ink);background:transparent}
.afb-search button{border:0;background:var(--blue);color:#fff;font-family:var(--h);font-weight:600;font-size:14px;padding:0 20px;border-radius:9px;cursor:pointer}
.afb-search button:hover{background:var(--blue-mid)}
.afb-cats{display:flex;gap:8px;overflow-x:auto;padding-bottom:6px;scrollbar-width:thin}
.afb-cat{flex:0 0 auto;font-family:var(--h);font-size:13.5px;font-weight:600;color:var(--body)!important;border:1px solid var(--border);background:#fff;padding:8px 16px;border-radius:999px;white-space:nowrap;transition:all .2s}
.afb-cat:hover{border-color:var(--blue-lt);color:var(--blue)!important}
.afb-cat.is-active{background:var(--ink);border-color:var(--ink);color:#fff!important}

/* grid + cards */
.afb-list{padding-top:40px;padding-bottom:56px}
.afb-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}
.afb-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--border);border-radius:var(--rr);overflow:hidden;transition:transform .25s,box-shadow .25s}
.afb-card:hover{transform:translateY(-3px);box-shadow:0 16px 40px rgba(13,23,48,.10)}
.afb-card-media{display:block;aspect-ratio:16/9;overflow:hidden;background:var(--pale)}
.afb-card-media img{width:100%;height:100%;object-fit:cover;display:block}
.afb-ph{width:100%;height:100%;display:flex;align-items:flex-end;padding:18px;background:radial-gradient(120% 120% at 100% 0%,var(--blue-lt) 0%,var(--blue) 45%,var(--ink) 100%)}
.afb-ph span{font-family:var(--h);font-weight:800;font-size:22px;color:rgba(255,255,255,.92);letter-spacing:-.01em}
.afb-card-body{padding:22px 22px 24px;display:flex;flex-direction:column;flex:1}
.afb-card-title{font-size:19px;font-weight:700;margin-bottom:10px}
.afb-card-title a{color:var(--ink)!important}
.afb-card-title a:hover{color:var(--blue)!important}
.afb-card-excerpt{font-size:15.5px;margin:0 0 16px;color:var(--body);flex:1}
.afb-card--featured{grid-column:1/-1;flex-direction:row}
.afb-card--featured .afb-card-media{flex:0 0 55%;aspect-ratio:auto;min-height:340px}
.afb-card--featured .afb-card-body{padding:36px;justify-content:center}
.afb-card--featured .afb-card-title{font-size:clamp(22px,2.4vw,30px);font-weight:800}
.afb-card--featured .afb-ph span{font-size:30px}
.afb-pager{display:flex;justify-content:center;gap:6px;margin-top:40px;flex-wrap:wrap}
.afb-pager .page-numbers{font-family:var(--h);font-weight:600;font-size:14px;padding:9px 14px;border:1px solid var(--border);border-radius:10px;color:var(--body)}
.afb-pager .current{background:var(--ink);color:#fff;border-color:var(--ink)}
.afb-empty{text-align:center;padding:60px 0}
.afb-empty h2{font-size:24px;margin-bottom:10px}

/* CTA band */
.afb-band{background:var(--ink);color:#fff;padding:52px 0}
.afb-band-in{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;gap:28px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.afb-band h2{color:#fff;font-size:clamp(22px,2.6vw,30px);font-weight:800;margin-bottom:8px}
.afb-band p{color:rgba(255,255,255,.75);margin:0;max-width:560px}
.afb-band-actions{display:flex;gap:12px;flex-wrap:wrap}
.afb-btn{display:inline-flex;align-items:center;gap:8px;font-family:var(--h);font-weight:700;font-size:14.5px;padding:13px 22px;border-radius:10px;background:var(--blue);color:#fff!important;border:1px solid var(--blue);transition:all .2s;cursor:pointer}
.afb-btn:hover{background:var(--blue-mid);border-color:var(--blue-mid)}
.afb-btn--light{background:#fff;color:var(--ink)!important;border-color:#fff}
.afb-btn--light:hover{background:var(--pale);border-color:var(--pale)}
.afb-btn--ghost{background:transparent;border-color:rgba(255,255,255,.35)}
.afb-btn--ghost:hover{background:rgba(255,255,255,.08);border-color:#fff}
.afb-btn--ghost-dark{background:#fff;color:var(--ink)!important;border-color:var(--border)}
.afb-btn--ghost-dark:hover{background:var(--pale);border-color:var(--pale)}

/* single */
.afb-post-head{background:linear-gradient(180deg,var(--bg),#fff);padding:48px 0 30px}
.afb-post-head h1{font-size:clamp(30px,4.2vw,46px);font-weight:800}
.afb-byline{display:flex;align-items:center;gap:12px;margin-top:24px}
.afb-byline strong{display:block;font-family:var(--h);font-size:15px;color:var(--ink)}
.afb-avatar{flex:0 0 auto;width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;font-family:var(--h);font-weight:800;font-size:14px;display:flex;align-items:center;justify-content:center}
.afb-avatar--lg{width:72px;height:72px;font-size:22px}
.afb-cover{margin:0 auto 8px}
.afb-cover img{width:100%;height:auto;max-height:520px;object-fit:cover;border-radius:var(--rr);display:block}
.afb-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:56px;padding-top:32px;padding-bottom:40px;align-items:start}
.afb-content{max-width:740px;min-width:0}
.afb-content>*:first-child{margin-top:0}
.afb-content p,.afb-content li{font-size:18px;line-height:1.75;color:#2d3a55}
.afb-content p{margin:0 0 1.2em}
.afb-content h2{font-size:clamp(23px,2.4vw,28px);font-weight:800;margin:1.8em 0 .6em;scroll-margin-top:110px}
.afb-content h3{font-size:21px;font-weight:700;margin:1.5em 0 .5em;scroll-margin-top:110px}
.afb-content ul,.afb-content ol{padding-left:1.3em;margin:0 0 1.3em}
.afb-content li{margin:.35em 0}
.afb-content a{text-decoration:underline;text-underline-offset:3px;text-decoration-color:rgba(26,63,168,.35)}
.afb-content img{max-width:100%;height:auto;border-radius:var(--r)}
.afb-content blockquote{margin:1.6em 0;padding:18px 22px;border-left:4px solid var(--blue);background:var(--pale);border-radius:0 var(--r) var(--r) 0;font-size:18px;color:var(--ink)}
.afb-content table{width:100%;border-collapse:collapse;margin:1.4em 0;font-size:16px;display:block;overflow-x:auto}
.afb-content th,.afb-content td{border:1px solid var(--border);padding:10px 12px;text-align:left}
.afb-content th{background:var(--bg);font-family:var(--h);font-size:14px;color:var(--ink)}
.afb-content .pagelayer-row,.afb-content .pagelayer-col-holder{padding-left:0!important;padding-right:0!important}
.afb-inline-cta{margin:40px 0 28px;padding:28px;border-radius:var(--rr);background:linear-gradient(135deg,var(--pale),#fff);border:1px solid var(--border)}
.afb-inline-cta h2{font-size:22px;margin:0 0 8px}
.afb-inline-cta p{font-size:16.5px;margin:0 0 18px}
.afb-share{display:flex;flex-wrap:wrap;align-items:center;gap:8px;padding:18px 0;border-top:1px solid var(--border);border-bottom:1px solid var(--border);font-size:14.5px}
.afb-share span{font-weight:600;color:var(--ink);margin-right:4px}
.afb-share a,.afb-share button{font:inherit;font-size:14px;font-weight:600;padding:7px 14px;border-radius:999px;border:1px solid var(--border);background:#fff;color:var(--body)!important;cursor:pointer;text-decoration:none!important}
.afb-share a:hover,.afb-share button:hover{border-color:var(--blue-lt);color:var(--blue)!important}
.afb-author{display:flex;gap:20px;margin-top:32px;padding:28px;border-radius:var(--rr);background:var(--bg);border:1px solid var(--border)}
.afb-author h2{font-size:20px;margin:0 0 2px}
.afb-author-label{font-family:var(--h);font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:0 0 6px!important}
.afb-author-role{font-size:14.5px!important;color:var(--blue)!important;margin:0 0 10px!important}
.afb-author p{font-size:16px;margin:0 0 10px}
.afb-side{position:sticky;top:100px;display:flex;flex-direction:column;gap:20px}
.afb-toc{border:1px solid var(--border);border-radius:var(--r);padding:18px 18px 12px;background:#fff}
.afb-toc p{font-family:var(--h);font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:0 0 10px}
.afb-toc ol{list-style:none;margin:0;padding:0;max-height:48vh;overflow:auto}
.afb-toc li{margin:0 0 8px;font-size:14.5px;line-height:1.4}
.afb-toc li.is-sub{padding-left:12px}
.afb-toc a{color:var(--body)}
.afb-toc a.is-active{color:var(--blue);font-weight:600}
.afb-side-cta{border-radius:var(--rr);padding:24px;background:var(--ink);color:#fff}
.afb-side-cta h3{color:#fff;font-size:19px;margin:4px 0 16px}
.afb-side-kicker{font-family:var(--h);font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#9fb4ff;margin:0}
.afb-side-cta .afb-btn{width:100%;justify-content:center;background:var(--blue-lt);border-color:var(--blue-lt)}
.afb-side-phone{display:block;text-align:center;margin-top:12px;color:#fff!important;font-family:var(--h);font-weight:700}
.afb-side-hours{text-align:center;font-size:13px;color:rgba(255,255,255,.6);margin:4px 0 0}
.afb-related{padding-top:24px;padding-bottom:64px}
.afb-related>h2{font-size:26px;font-weight:800;margin-bottom:24px}

/* responsive */
@media (max-width:1024px){
	.afb-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
	.afb-layout{grid-template-columns:1fr;gap:28px}
	.afb-side{position:static;order:-1}
	.afb-side-cta{display:none}
}
@media (max-width:720px){
	.afb{font-size:16px}
	.afb-wrap{padding:0 16px}
	.afb-hero{padding:36px 0 20px}
	.afb-grid{grid-template-columns:1fr;gap:20px}
	.afb-card--featured{flex-direction:column}
	.afb-card--featured .afb-card-media{min-height:0;aspect-ratio:16/9}
	.afb-card--featured .afb-card-body{padding:22px}
	.afb-search button{padding:0 14px}
	.afb-content p,.afb-content li{font-size:17px}
	.afb-author{flex-direction:column;padding:22px}
	.afb-band{padding:40px 0}
	.afb-band-in{padding:0 16px}
	.afb-band-actions .afb-btn{flex:1;justify-content:center}
}

/* PopularFX layout overrides (it floats <main> for a sidebar) */
main.afb{float:none!important;width:100%!important;max-width:none!important;margin:0!important;padding:0!important}
body.blog,body.archive,body.search,body.single-post{font-family:'Source Sans 3',sans-serif}
.afb-card-body .afb-chip,.afb-post-head .afb-chip{align-self:flex-start}
.afb aside,.afb .afb-side,.afb .afb-inline-cta{float:none!important;width:auto!important;max-width:none!important}
.afb-content .afb-btn,.afb-content .afb-author a{text-decoration:none!important}
.afb-side-cta h3{font-family:var(--h)!important;font-weight:700}
/* undo SitePad reset (strong/b/lists) */
.afb-content strong,.afb-content b,.afb-author strong,.afb-byline strong{font-weight:700}
.afb-content em,.afb-content i{font-style:italic}
.afb-content ul{list-style:disc}
.afb-content ol{list-style:decimal}
.afb-content blockquote{quotes:none}